Frank T. Pugliese, CIMA®, CFS®, RFC® is Chairman Emeritus of Personal Financial Profiles, Inc. (PFP), an SEC registered investment advisory firm. PFP is an affiliate of Pugliese Financial Corp., founded by Mr. Pugliese, who has over 45 years experience in the financial planning industry serving a national clientele with an expertise in the areas of investor profiling, asset allocation, portfolio design, and ongoing asset management. Additionally, Frank is a Registered Representative of APW Capital, Inc., Member FINRA/SIPC.
He is a member of the Investment & Wealth Institute (formerly IMCA), the Institute of Business & Finance (IBF), the Financial Planning Association (FPA), formerly the International Association for Financial Planning (IAFP) and the International Association of Registered Financial Consultants, Inc. (IARFC).
Mr. Pugliese was a member of the IAFP’s National Public Awareness Advisers, and has served as a member of the IAFP’s National Chapter Advisory Council. He has served the South Florida Chapter of the IAFP as chairman of the board, president for two years and was on the board of directors for seven years. Prior to moving to South Florida, he served the North Jersey Chapter of the IAFP in the early 80`s and in 1984, was a member of the National Pro-Trac Financial Professional Advisory Panel.
Mr. Pugliese also publishes a client newsletter entitled, Frankly Speaking©, in addition to having authored several articles on asset management, financial planning and practice management, including "Financial Planning, A Critical Investment in Time" (1982), "Risk Managed Portfolios, After the Crash" (1987), "Financial Planning, An Industry in Transition" (1992), "The Shifting Sands of The Financial Planning Industry" (1995), "High Turnover, Less Return" (1997), "Asset Allocation, A Prudent Way to Manage Investment Risk" (1998), "Does Asset Allocation Really Work?" (1999), "Overheated Economy, China, Japan and the Economic Tigers" (2005), “Dealing With Disaster” (2006) and "Double Dip or Market Correction" (2010).
He has been listed as one of "America’s Top Financial Advisers", a highly elite group of financial advisers selected by Worth magazine, six separate times. He has appeared nationally and locally on radio and television and is quoted regularly in major financial news publications. Mr. Pugliese has been a guest speaker on a number of industry related subjects for the FPA and other financial organizations. He was also profiled in the 1994-95 National Directory of Who’s Who in Executives and Professionals.
Mr. Pugliese received his BA degree from The College of New Jersey, formerly Trenton State College and earned the designation of Certified Investment Management Analyst (CIMA®) through the Investment & Wealth Institute (formerly IMCA) that was taught in conjunction with the University of Pennsylvania Wharton School.
CIMA® designees are required to adhere to IMCA’s Code of Professional Responsibility, Standards of Practice, and Rules and Guidelines for Use of the Marks. CIMA® designees must report 40 hours of continuing education credits, including two ethics hours, every two years to maintain the certification. The designation is administered through Investment Management Consultants Association (IMCA).
The CIMA® certification has earned ANSI® (American National Standards Institute) accreditation under the personnel certification program. The American National Standards Institute, or ANSI, is a private non-profit organization that facilitates standardization and conformity assessment activities in the United States. CIMA® is the first financial services credential to meet this international standard for personnel certification.
Frank's professional licenses include FINRA 7, 24, 63, 65 and Florida Life, Health and Variable Annuity.
He has also completed post-graduate studies in related fields of finance including the College for Financial Planning continuing education program and the Institute of Certified Fund Specialist (CFS®) certification course. Mr. Pugliese considers his greatest accomplishment in life to be that of earning a "Ph.D. in Street Knowledge from the University of Reality."